.guide-main{--blue:#005a8d;color:var(--text);background:var(--white)}.guide-main .strength-kicker{color:#1f628f}.guide-hero .strength-kicker,.guide-cta .strength-kicker{color:#b7dcfa}
.guide-hero{position:relative;isolation:isolate;overflow:hidden;padding:92px 0 84px;color:#fff;background:#0c263d}
.guide-hero::before{content:'';position:absolute;inset:0;z-index:-1;background:linear-gradient(90deg,rgba(5,25,43,.94),rgba(5,25,43,.68))}.guide-hero__image{position:absolute;inset:0;z-index:-2;width:100%;height:100%;object-fit:cover;object-position:center}
.guide-hero__content{max-width:900px}.guide-hero h1{max-width:780px;margin:8px 0 18px;font-size:clamp(40px,6vw,76px);line-height:1.08;letter-spacing:.02em}.guide-hero p:not(.strength-kicker){max-width:760px;font-size:clamp(17px,2vw,22px);line-height:1.8}
.guide-meta{display:flex;flex-wrap:wrap;gap:10px 20px;margin-top:26px;font-size:13px;color:rgba(255,255,255,.78)}
.guide-menu-icon{font-size:25px;line-height:1}
.guide-toc{display:grid;grid-template-columns:110px 1fr;gap:24px;margin-top:42px;margin-bottom:20px;padding:28px 32px;background:#f4f7f9;border-left:4px solid var(--blue)}.guide-toc ol{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:10px 28px;margin:0;padding-left:22px}.guide-toc a{color:var(--navy);text-decoration:underline;text-underline-offset:3px}
.guide-section{padding:82px 0}.guide-section--muted{background:#f4f7f9}.guide-heading{max-width:920px;margin-bottom:36px}.guide-heading h2{margin:8px 0 14px;font-size:clamp(29px,4vw,48px);line-height:1.3;color:var(--navy)}.guide-heading>p:last-child,.guide-lead{font-size:17px;line-height:1.9}.guide-lead{max-width:980px;margin-bottom:34px}.guide-lead p+p{margin-top:16px}
.guide-table-wrap{overflow-x:auto;border:1px solid var(--line);background:#fff}.guide-table{width:100%;min-width:720px;border-collapse:collapse}.guide-table th,.guide-table td{padding:18px 20px;text-align:left;vertical-align:top;border-bottom:1px solid var(--line)}.guide-table thead th{color:#fff;background:var(--navy)}.guide-table tbody th{width:150px;color:var(--navy);background:#eef4f8}.guide-note{display:flex;gap:12px;max-width:980px;margin-top:20px;padding:18px 20px;line-height:1.75;background:#edf6fb;border-left:4px solid var(--blue)}
.guide-checklist{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.guide-checklist article,.guide-types article{padding:26px;background:#fff;border:1px solid var(--line)}.guide-checklist span{display:inline-block;margin-bottom:18px;color:var(--blue);font-weight:800;letter-spacing:.12em}.guide-checklist h3,.guide-types h3{margin:0 0 10px;color:var(--navy);font-size:20px}.guide-checklist p,.guide-types p{line-height:1.75}
.guide-types{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:18px}.guide-types article{display:flex;flex-direction:column}.guide-type-label{display:grid;place-items:center;width:max-content;min-width:78px;height:38px;margin-bottom:20px;padding:0 12px;color:#fff;font-size:12px;font-weight:800;letter-spacing:.08em;background:var(--navy)}.guide-types a{margin-top:auto;padding-top:18px;color:var(--blue);font-weight:700}
.guide-balance{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:22px;margin-bottom:26px}.guide-balance>div{padding:30px;background:#fff;border:1px solid var(--line)}.guide-balance h3{margin:0 0 18px;color:var(--navy)}.guide-balance li{margin:10px 0;line-height:1.65}.guide-inline-links{display:flex;flex-wrap:wrap;gap:14px;margin-top:22px}.guide-inline-links a{padding:12px 16px;color:var(--navy);font-weight:700;background:#fff;border:1px solid var(--line)}
.guide-requirements dl{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));margin:0;border-top:1px solid var(--line);border-left:1px solid var(--line)}.guide-requirements dl>div{display:grid;grid-template-columns:110px 1fr;border-right:1px solid var(--line);border-bottom:1px solid var(--line)}.guide-requirements dt,.guide-requirements dd{margin:0;padding:16px}.guide-requirements dt{font-weight:800;color:var(--navy);background:#eef4f8}.guide-process{display:grid;grid-template-columns:repeat(4,minmax(0,1fr));gap:0;margin-top:34px;border:1px solid var(--line)}.guide-process article{padding:26px;border-right:1px solid var(--line)}.guide-process article:last-child{border-right:0}.guide-process span{font-size:12px;font-weight:800;letter-spacing:.12em;color:var(--blue)}.guide-process h3{margin:10px 0 8px;color:var(--navy)}.guide-process p{line-height:1.7}
.guide-faq{border-top:1px solid var(--line)}.guide-faq details{background:#fff;border-bottom:1px solid var(--line)}.guide-faq summary{position:relative;padding:24px 56px 24px 22px;font-size:18px;font-weight:800;color:var(--navy);cursor:pointer}.guide-faq summary::after{content:'+';position:absolute;right:22px;font-size:24px}.guide-faq details[open] summary::after{content:'−'}.guide-faq details p{max-width:980px;margin:0;padding:0 22px 24px;line-height:1.85}.guide-faq a{color:var(--blue);text-decoration:underline}
.guide-related{padding:82px 0}.guide-related__links{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:18px}.guide-related__links a{display:flex;flex-direction:column;gap:8px;padding:26px;color:var(--navy);background:#f4f7f9;border:1px solid var(--line)}.guide-related__links strong{font-size:20px}.guide-related__links span{color:var(--text)}
.guide-cta{padding:20px 0 90px}.guide-cta>.strength-shell{display:flex;align-items:center;justify-content:space-between;gap:30px;padding:40px;color:#fff;background:var(--navy)}.guide-cta h2{margin:6px 0 10px;font-size:clamp(26px,3vw,38px)}
@media(max-width:980px){.guide-checklist,.guide-types{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-process{grid-template-columns:repeat(2,minmax(0,1fr))}.guide-process article:nth-child(2){border-right:0}.guide-process article:nth-child(-n+2){border-bottom:1px solid var(--line)}}
@media(max-width:700px){.guide-hero{padding:68px 0 62px}.guide-toc{grid-template-columns:1fr;margin-inline:20px;padding:24px}.guide-toc ol{grid-template-columns:1fr}.guide-section{padding:62px 0}.guide-checklist,.guide-types,.guide-balance,.guide-related__links{grid-template-columns:1fr}.guide-requirements dl{grid-template-columns:1fr}.guide-process{grid-template-columns:1fr}.guide-process article,.guide-process article:nth-child(2){border-right:0;border-bottom:1px solid var(--line)}.guide-process article:last-child{border-bottom:0}.guide-cta>.strength-shell{align-items:flex-start;flex-direction:column;padding:30px 24px}}